Comparison with peers: (Year ended March 2016) (Figs in Rs. Crore)
Bank | RBL Bank | DCB | Karnataka | City Union | Federal | Yes Bank | Indu sind | Kotak | HDFC |
Face Value | 10 | 10 | 10 | 1 | 2 | 10 | 10 | 5 | 2 |
Market / Issue Price | 225 | 113.4 | 142 | 127.95 | 64.95 | 1290.7 | 1173.8 | 762 | 1252.5 |
Total Income | 3235 | 1919 | 5023 | 3354.19 | 8609 | 16262 | 14877 | 27974.5 | 74373 |
NPM % | 9.04 | 11.45 | 8.32 | 15.1 | 6.14 | 18.76 | 19.74 | 16.95 | 20.42 |
Basic EPS | 9.6 | 6.86 | 22.91 | 7.44 | 2.69 | 64.58 | 40.64 | 21.84 | 48.61 |
P/E | 23.44 | 16.53 | 6.2 | 16.85 | 24.14 | 19.59 | 29.14 | 34.89 | 25.77 |
RoNW | 9.79 | 11.18 | 11.27 | 14.57 | 6.19 | 18.38 | 13.2 | 10.37 | 16.91 |
NAV | 92.02 | 61.19 | 195.83 | 51.02 | 46.87 | 327.26 | 291.02 | 181.86 | 292.72 |
Equity | 341.64 | 284.44 | 188.46 | 59.82 | 343.79 | 420.53 | 525.64 | 917.19 | 505.64 |
P/BV | 2.45 | 1.85 | 0.73 | 2.51 | 1.39 | 3.94 | 4.03 | 4.19 | 4.28 |
Market cap | 76,869 | 32,255 | 26,761 | 7,654 | 22,329 | 5,42,778 | 6,16,996 | 6,98,899 | 6,33,314 |
Bank | RBL Bank | DCB | Karnataka | City Union | Federal | Yes Bank | Indu sind | Kotak | HDFC |
CAGR sales 3yrs | 47.6 | 22.85 | 9.87 | 10.39 | 7.88 | 17.73 | 18.36 | 23.47 | 19.75 |
CAGR sales ttm | 37.3 | 19.68 | 4.6 | 9.01 | 3.75 | 16.67 | 20.07 | 38.37 | 22.24 |
CAGR NP 5yrs | 88.4 | 56.63 | 15.32 | 15.67 | -4.11 | 28.41 | 31.56 | 17,14 | 25.64 |
CAGR NP 3yrs | 46.6 | 23.35 | 5.99 | 11.41 | -17.19 | 24.96 | 29.3 | 16.47 | 22.27 |
CAGR NP ttm | 41.2 | 0.66 | -2.66 | 12.18 | -45.89 | 28 | 29.67 | 40.01 | 20.24 |
Dividend % | 15 | Nil | 50 | 120 | 35 | 100 | 45 | 10 | 475 |
No. of Branches (approx) | 201 | 200 | 600 | 525 | 1252 | 500 | 905 | 1298 | 4541 |
Gross NPA | 0.98 | 1.51 | 3.44 | 2.41 | 2.84 | 0.76 | 0.87 | 2.4 | 0.94 |
Net NPA | 0.59 | 0.75 | 2.35 | 1.53 | 1.64 | 0.29 | 0.36 | 1.1 | 0.28 |
Retrun on Assets (ROA) % | 0.9 | 1.1 | 0.77 | 1.5 | 0.56 | 1.7 | 1.82 | 1.76 | 1.92 |